SAVINGS

Share Savings (required for Membership)
DPLFCU pays our members higher dividends than comparable savings accounts at other financial institutions.  Share accounts allow members to keep their money in a safe place while only requiring a low $25.00 minimum balance.*

  • Prime share is a requirement of membership with Democrat P&L Federal Credit Union.
  • Fully functional savings account, with interest earning potential.
    Interest is compounded and paid quarterly on an average daily balance of $100 or more.
  • No monthly maintenance fee for membership.
  • Three free withdrawals allowed per month.
  • Payroll deduction to qualified members.
  • The National Credit Union Administration (NCUA) insures your deposits (in savings, savings certificates, and share-draft/checking accounts) up to $250,000. 
  • Allows members to apply for any other products or services such as loan products.

Certificates of Deposit
No matter what your future goals are, DPLFCU has additional options to best suite your long term savings  needs. DPLFCU offers several Certificate of Deposits (CD) options to choose from:

  • 6 month terms, 12 month terms
  • All CD terms are fixed for the duration of the term you select and pay higher dividends than regular Share Savings Accounts.
  • With Certificates of Deposit, you can also secure a loan at a considerably lower rate.  Minimum opening deposit of $1,000 is required for all Certificates.
  • The National Credit Union Administration (NCUA) insures your deposits (in savings, savings certificates, and share-draft/checking accounts) up to $250,000.